You can't be turned down for Over 50s Life Insurance as long as you are a UK resident aged 50 to 80, and you can be covered over the phone or online in minutes.
5 reasons to buy life insurance
1. Start from only 1.50 a month - that's just 5 p a day! 2. Flexible payments - reduce your cover to bring your payments down. Some won't let you do this.
3. Cover from 2,000 to 20,000 - depending on your age,
4. It promises a fixed lump sum when you die - so there's no investment risk and you always know what your family will get. 5. If you're between 50 and 85, you don't you need a medical; anyone can get a plan.
What is the Guaranteed Over 50 Plan?
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
This means that if you're between the ages of 50 and 80, or sometimes 85 depending on the policy, you will not be turned down.
Why not tailor your plan?
Another advantage of life insurance for the over-50s is that the premiums are usually fixed. This means you can choose a premium that suits your budget and desired level of cover and it will generally stay the same price. There are premiums to suit most budgets, with monthly payments starting from around 10 and going up to about 50.
No one's needs are the same, so we offer two products.
When you take out over-50s life insurance, you must keep up the monthly payments otherwise your cover will lapse. This means that if you miss a payment, you'll no longer be covered and you won't get any of the money back that you've paid in.
You can choose any premium, starting from 3.90 up to a maximum of 74 (96.20 if you choose the Premium Cap Option), as long as your life cover, across all your Guaranteed Over 50 Plans, doesn't exceed 18,000. You'll pay this amount every month for life, or, if you choose the Premium Cap Option, for the length of time you have agreed to pay premiums.
Fixed premiums are great for people who want certainty, knowing that your increasing age will not affect the amount you pay towards your over 50s insurance plan.
Plus you'll get FREE cover from the policy anniversary following your 95th birthday and your cover will continue for life. You'll be covered anywhere in the world and if your health or lifestyle changes, your over 50s life cover will not be affected.
Immediate cover for accidental death
It's important to think carefully about your budget when deciding on a premium, as you could potentially be paying out for more than 30 years. Most insurers, however, offer free cover if you live over a certain age (usually 90). This would mean that when you get to that age, you can stop paying your premiums but your policy would remain in force.
Increasing life insurance
If you die as a result of an accident anytime during your policy, we will pay out 3 times your selected benefit amount. This means if you select a 10,000 benefit amount and you die as the result of an accident, we will pay out 30,000.
5 reasons to buy life insurance
1. Start from only 1.50 a month - that's just 5 p a day! 2. Flexible payments - reduce your cover to bring your payments down. Some won't let you do this.
3. Cover from 2,000 to 20,000 - depending on your age,
4. It promises a fixed lump sum when you die - so there's no investment risk and you always know what your family will get. 5. If you're between 50 and 85, you don't you need a medical; anyone can get a plan.
What is the Guaranteed Over 50 Plan?
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
This means that if you're between the ages of 50 and 80, or sometimes 85 depending on the policy, you will not be turned down.
Why not tailor your plan?
Another advantage of life insurance for the over-50s is that the premiums are usually fixed. This means you can choose a premium that suits your budget and desired level of cover and it will generally stay the same price. There are premiums to suit most budgets, with monthly payments starting from around 10 and going up to about 50.
No one's needs are the same, so we offer two products.
When you take out over-50s life insurance, you must keep up the monthly payments otherwise your cover will lapse. This means that if you miss a payment, you'll no longer be covered and you won't get any of the money back that you've paid in.
You can choose any premium, starting from 3.90 up to a maximum of 74 (96.20 if you choose the Premium Cap Option), as long as your life cover, across all your Guaranteed Over 50 Plans, doesn't exceed 18,000. You'll pay this amount every month for life, or, if you choose the Premium Cap Option, for the length of time you have agreed to pay premiums.
Fixed premiums are great for people who want certainty, knowing that your increasing age will not affect the amount you pay towards your over 50s insurance plan.
Plus you'll get FREE cover from the policy anniversary following your 95th birthday and your cover will continue for life. You'll be covered anywhere in the world and if your health or lifestyle changes, your over 50s life cover will not be affected.
Immediate cover for accidental death
It's important to think carefully about your budget when deciding on a premium, as you could potentially be paying out for more than 30 years. Most insurers, however, offer free cover if you live over a certain age (usually 90). This would mean that when you get to that age, you can stop paying your premiums but your policy would remain in force.
Increasing life insurance
If you die as a result of an accident anytime during your policy, we will pay out 3 times your selected benefit amount. This means if you select a 10,000 benefit amount and you die as the result of an accident, we will pay out 30,000.
About the Author:
One of the key benefits of best over 50 life insurance uk is that there is no medical requirement when you apply, meaning that you will have guaranteed acceptance should you wish to take out a policy. Get now no medical life insurance .
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