Many people get insurance on items that they own because they can never be careful enough when it comes to accidents and unforeseeable events. The reassurance that people get when they get insurance on their homes and vehicles lets them know that if something bad does happen they will be covered and reimbursed the cost of the item or items.
The truth is there are plenty of good cases of insurance companies out there. However, there is something called bad faith claims that put the insured person in a very difficult spot. When an insurer and the insured get together there is a legal behavior called good faith, which essentially says the insurance company will handle the claim as accurately and quick as possible. If they fail to do either of those things you might find yourself in a position where a bad faith case against your insurance company might be necessary. If it comes down to that you need to make sure you have a Houston insurance lawyer to help you through the process.
Two Types of Bad Faith Claims
There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
Third party claims are slightly different, but still highly illegal. Two of the best examples of a third part bad faith claim would be if you are stuck without any kind of defense or help when you end up in a situation where you are trying to prove that you should get insurance money for your company, or if they handle your case in a negligent fashion.
Benefits of an Attorney to Help Your Case
Regardless of what kind of bad faith claim you are dealing with it can be a long process that you are not going to want to handle by yourself. When you get a Houston insurance lawyer to work with you, it is a safe bet that you are going to have a better chance at winning your case. Many attorneys work specifically in cases like this which means that you never have to go in with no idea of what is going to happen next, and you will likely win your case.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
The truth is there are plenty of good cases of insurance companies out there. However, there is something called bad faith claims that put the insured person in a very difficult spot. When an insurer and the insured get together there is a legal behavior called good faith, which essentially says the insurance company will handle the claim as accurately and quick as possible. If they fail to do either of those things you might find yourself in a position where a bad faith case against your insurance company might be necessary. If it comes down to that you need to make sure you have a Houston insurance lawyer to help you through the process.
Two Types of Bad Faith Claims
There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
Third party claims are slightly different, but still highly illegal. Two of the best examples of a third part bad faith claim would be if you are stuck without any kind of defense or help when you end up in a situation where you are trying to prove that you should get insurance money for your company, or if they handle your case in a negligent fashion.
Benefits of an Attorney to Help Your Case
Regardless of what kind of bad faith claim you are dealing with it can be a long process that you are not going to want to handle by yourself. When you get a Houston insurance lawyer to work with you, it is a safe bet that you are going to have a better chance at winning your case. Many attorneys work specifically in cases like this which means that you never have to go in with no idea of what is going to happen next, and you will likely win your case.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
About the Author:
If you need assistance from a Houston insurance lawyer, get in touch with Powers Law Firm today. Our experienced insurance claims attorneys are available to provide assistance with all types of bad faith insurance lawsuits.
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